All You Need To Know About Siding Financing

Financing your new siding

You have decided that it is time to replace the siding on your home. Now you find yourself wondering, “how do I pay for it”? Pro knows how vital quality siding is to making your home safe and comfortable. With this in mind, we want you to know all of your options. Let’s find a way to make your home maintenance dream a reality. When it comes to siding financing, you are sure to have many questions. Pro is here with the answers.

All You Need To Know About Siding Financing

Can you finance new siding?

Yes! Siding replacement is a justifiable expense that will make your home safer and more comfortable. If you go with one of our insulated products it can also make your home more energy-efficient. All of that and new siding is certain to raise the resale value and curb appeal! Often, the high price tag for new vinyl siding keeps homeowners from starting this kind of project. Thankfully, there are many financing options that can give you the new siding that you need now.

How much does vinyl siding replacement cost?

The cost of a new siding is based on more than the price of the trim. You have to consider the tear-off, clean up, how many stories the home is, and quality of materials used. For instance, a project using standard siding will cost less than one using insulated siding panels. You will also notice an increase in cost if you choose vinyl stone siding over traditional vinyl. The average siding project in Michigan is estimated to cost between $4 – $14 per square foot. Generally, paying for the whole project with a check or cash is not an option for the average homeowner. Most will choose to finance and take out a loan to pay for the project.

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Siding Financing 101

Siding Financing 101

These days financing home improvement projects is a common practice. One that lets you keep your home up to date and comfortable while not breaking the bank. Did you know, that on average, 80% of all projects that cost over $5,000 require financing? The good news is that financing is available in many forms. At Pro, we are confident that we can find an option that makes sense with your budget. Our goal is to make getting financed a seamless part of your siding project.

How much does it cost to finance a siding project?

Financing a siding install means breaking up the cost of the project into smaller pieces. Generally, loans come with the added cost of an annual percentage rate. This APR is applied to the total amount due for the life of the loan. This additional cost will be factored into your monthly payments. The added cost you will accrue with financing depends on the type of loan you choose and the length of the term. For instance, if you select a same-as-cash loan, you will not pay any additional fees. Let’s explore the options that Pro Home Improvement can offer its siding customers.

Same-As-Cash Siding Loans

One of the most popular loan types is the Same-As-Cash loan. You can get your siding financed, pay it off over a couple of years, and not spend a penny more than the cost of the project. How does that work? If you pay off the principle within the same-as-cash period, you pay zero interest on the principle. This is a perfect fit for homeowners who can pay off the principle quickly they just can’t pay it off all at once.

Term Lengths: 3, 6, 12, 18 and 24 Months

Traditional Installment Siding Loans

If the same-as-cash option won’t work for you there are other options. Perhaps you will need a more traditional loan type. Just because it is traditional, though, doesn’t mean it will have a high interest rate. We offer great reduced-interest loans that can empower you to fix up your home now and pay it off over the next 5-12 years.

Term Lengths: 5 – 12 Years

Get your new siding for the cost of a cup of coffee

Finance your new siding for the cost of a cup of coffee a day!

When talking about financing people throw around words like APR and term lengths, but what are the actual payments like? We provide some examples below to help you understand what the impact on your budget could be. The average cost of a cup of coffee in America is $2.70, and even for large projects, we can get you financed at a cost less than that!


Small ProjectSiding

Project cost$3,000

Term Length5 years

Daily cost$1.72

Medium ProjectSiding

Project cost$6,000

Term Length10 years

Daily cost$1.72

Large ProjectSiding

Project cost$9,000

Term Length12 years

Daily cost$2.15

XL ProjectMultiple Products

Project cost$27,000

Term Length12 years

Daily cost$6.47


Can you pay for siding with a credit card?

Financing with a loan isn’t the only option for homeowners without the cash available to pay for the project outright. Another option is to use credit cards to pay for your new siding. Depending on your credit card company and the percentage rate on the card this could be a better option than the loans available. Pro Home Improvement accepts all major credit cards.

Talk to a siding expert!

Pro Home Improvement is dedicated to being the best vinyl siding contractor in Michigan. We provide our siding services all over Southeastern Michigan. We have helped homeowners from St Claire Shores to Ann Arbor. No matter where we install our pro Grade siding we never charge more for distance. We offer free insulation estimates that include a full inspection.

If you want more info on siding financing or need to schedule an estimate contact us today. One of our siding experts will discuss your options and set up an appointment for us to visit with you at your home. We will then provide a full estimate valid for one year! Call or text us today at (248) 556-5839 or visit our estimates page to fill out a contact form.

What Our Siding Customers Are Saying

  • From beginning to end this was probably one of the best decisions in choosing a home improvement company. Everyone involved was very professional and they delivered on their promise. An excellent experience all around and my garage looks fantastic. I am a very happy customer and fully recommend this company.

    — Julie in St Clair Shores, MI

  • Overall I thought it was a quality job and done in a professional manner. The crew listened to my questions and answered them in a straightforward manner. The crew addressed my concerns, which were minor in nature, in a timely and efficient manner. While on site they even interacted with my neighbors in a professional manner. This was important to me because I live in a Condominium association and had the interaction been in a negative way, I would have had to address it with the association and the work crew....it was all positive! I would not hesitate using Pro Home Improvement for my project needs in the future and I would welcome the work crew back with open arms. Thank You for your professionalism, attention to detail and my overall satisfaction with your effort.

    — Dan R in Warren, MI