Siding Financing

Siding Financing

Financing your new siding

You have decided that it is time to replace the siding on your home. Now you find yourself wondering, “how do I pay for it”? Pro knows how vital quality siding is to making your home safe and comfortable. With this in mind, we want you to know all of your options. Let’s find a way to make your home maintenance dream a reality. When it comes to siding financing, you are sure to have many questions. Pro is here with the answers.

Can you finance new siding?

Yes! Siding replacement is a justifiable expense that will make your home safer and more comfortable. If you go with one of our insulated products it can also make your home more energy efficient. All of that and new siding is certain to raise the resale value and curb appeal! Often, the high price tag for new vinyl siding keeps homeowners from starting this kind of project. Thankfully, there are many financing options that can give you the new siding that you need now.

How much does vinyl siding replacement cost?

The cost of a new siding is based on more than the price of the trim. You have to consider the tear-off, clean up, how many stories the home is, and quality of materials used. For instance, a project using standard siding will cost less than one using insulated siding panels. You will also notice an increase in cost if you choose vinyl stone siding over traditional vinyl. The average siding project in Michigan is estimated to cost between $4 – $14 per square foot. Generally, paying for the whole project with a check or cash is not an option for the average homeowner. Most will choose to finance and take out a loan to pay for the project.

Siding Financing 101

Siding Financing 101

These days financing home improvement projects is a common practice. One that lets you keep your home up to date and comfortable while not breaking the bank. Did you know, that on average, 80% of all projects that cost over $5,000 require financing? The good news is that financing is available in many forms. At Pro, we are confident that we can find an option that makes sense with your budget. Our goal is to make getting financed a seamless part of your siding project.

How much does it cost to finance a siding project?

Financing a siding install means breaking up the cost of the project into smaller pieces. Generally, loans come with the added cost of an annual percentage rate. This APR is applied to the total amount due for the life of the loan. This additional cost will be factored into your monthly payments. The added cost you will accrue with financing depends on the type of loan you choose and the length of the term. For instance, if you select a same-as-cash loan, you will not pay any additional fees. Let’s explore the options that Pro Home Improvement can offer its siding customers.

Same-As-Cash Siding Loans

One of the most popular loan types is the Same-As-Cash loan. You can get your siding financed, pay it off over a couple of years, and not spend a penny more than the cost of the project. How does that work? If you pay off the principle within the same-as-cash period, you pay zero interest on the principle. This is a perfect fit for homeowners who can pay off the principle quickly they just can’t pay it off all at once.

Term Lengths: 3, 6, 12, 18 and 24 Months

Traditional Installment Siding Loans

If the same-as-cash option won’t work for you there are other options. Perhaps you will need a more traditional loan type. Just because it is traditional, though, doesn’t mean it will have a high interest rate. We offer great reduced-interest loans that can empower you to fix up your home now and pay it off over the next 5-12 years.

Term Lengths: 5 – 12 Years

Get your new siding for the cost of a cup of coffee

Finance your new siding for the cost of a cup of coffee a day!

When talking about financing people throw around words like APR and term lengths, but what are the actual payments like? We provide some examples below to help you understand what the impact on your budget could be. The average cost of a cup of coffee in America is $2.70, and even for large projects, we can get you financed at a cost less than that!

Small ProjectSiding

Project cost$3,000

Term Length5 years

Daily cost$1.72

Medium ProjectSiding

Project cost$6,000

Term Length10 years

Daily cost$1.72

Large ProjectSiding

Project cost$9,000

Term Length12 years

Daily cost$2.15

XL ProjectMultiple Products

Project cost$27,000

Term Length12 years

Daily cost$6.47


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Can you pay for siding with a credit card?

Financing with a loan isn’t the only option for homeowners without the cash available to pay for the project outright. Another option is to use credit cards to pay for your new siding. Depending on your credit card company and the percentage rate on the card this could be a better option than the loans available. Pro Home Improvement accepts all major credit cards.

Talk to a siding expert!

Pro Home Improvement is dedicated to making your home improvement project a reasonable expense. If this requires financing we can work with you to get the project funded and completed without a large hassle and without leaving you with a high monthly payment.

If you want more info on siding financing or need to schedule an estimate contact us today. One of our siding experts will discuss your options and set up an appointment for us to visit with you at your home. We will then provide a full estimate valid for one year! Call or text us today at (248) 556-5839 or visit our estimates page to fill out a contact form.

What Our Siding Customers Are Saying

  • I cannot say enough about the Pro-Home crew that did our siding. These men were efficient, yet friendly and professional. The process that was done to ensure a tight and attractive job was impressive. I want to especially commend them on the detailed and impressive aluminum trim work that was performed. The cornets around window boxes and all of our trim are a work of art. Details make the difference. I'm completely impressed! I'm confident that this job will last for many, many years to come, with no or little maintenance. Thank you Pro-Home, for a TREMENDOUS job.

    — Tim K in Farmington Hills, MI

  • If we could give them 10 stars we would!! We had our siding, windows & gutters replaced by Pro Home Improvement. They arrived on time every day, worked tirelessly every day and completed the job in 4 1/2 days. Their work is impeccable! They exceeded our expectations in so many ways. Can’t say enough good things about this company and their staff. This was a huge job, and it was completed without a hitch! I highly recommend Pro Home Improvement!

    — Jeanine & David S in Beverly Hills, MI