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SPECIAL OFFER: 20% Off Your Purchase Plus 0% Financing Available. Schedule Your Free Estimate Now.
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Financing Your insulation Replacement

Your energy bills are high, your home’s inner temp won’t stay consistent, and you keep feeling a draft. It is time to invest in some insulation for your home. Which has you wondering, “how am I going to pay for it”? Pro knows what the right type and amount of insulation can do for the comfort of a house. Not to mention the savings you will see in your utility bills. It is important to know what your payment options are when shopping for estimates. When it comes to insulation financing, you are sure to have many questions. Pro is here with the answers. See why we’ve earned Detroit Free Press’s Best of the Best Award for 2022 and 2023!
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25 year guarantee on all pro home improvement products.
25 year guarantee on all pro home improvement products.
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Transforming Homes in Southeast Michigan

Since 2006, our Michigan-based home improvement company has been dedicated to enhancing homes across the state. Specializing in siding, roofing, insulation, windows, and gutters, we pride ourselves on quality craftsmanship and excellent customer service. From small jobs to complete renovations, our experienced team is committed to exceeding your expectations. With a focus on innovation and reliability, we strive to make your home improvement experience seamless and satisfying, leaving you with a property you’ll be proud to call home.
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Save up to $600 on your project by scheduling your quote today!

Can you finance new insulation?

Absolutely! Insulation is a solid investment in your home’s comfort, longevity, and your budget. You can also count on insulation to raise the resale value! Often, the expected cost for new insulation causes homeowners to delay starting this kind of project. Thankfully, there are many financing options that can give you the new insulation that you need now.

How much does it cost to replace insulation in a house?

The cost of getting new insulation in your attic or walls is impacted by more than the cost of baffling. You have to consider prepping the area to be insulated, clean up, and the quality of materials used. For instance, insulating a small attic with fiberglass batts will cost less than spray foaming all the rafters. The average insulation project in Michigan is estimated to cost between $1.69 – $15 per square foot.


Insulation Financing 101

Even though the thought of financing a project can make some homeowners cautious, these days it is common practice. A home improvement loan allows you to keep your home up to date, safe, and comfortable without a large upfront investment. In fact, 80% of all projects that cost over $5,000 require financing! At Pro, our goal is to make getting financed a seamless part of your insulation project.

How much does it cost to finance an insulation project?

Any increase in cost due to financing depends on the type of loan you choose and how long you take to pay it off. With a same-as-cash loan, you do not pay any additional fees. With a traditional loan, a percentage of the total owed is added on top of the principle over time. This percentage is called the annual percentage rate (APR). The cost added by the APR will be factored into your monthly payments. The APR will vary between loans based on the credit history of the homeowner. Let’s explore the options that Pro Home Improvement can offer its insulation customers.

Same-As-Cash Insulation Loans

People will hear the words “Same-As-Cash Loan” and often wonder ‘How does that work?’ With this loan type, you are given a grace period. If the principle of the loan is paid off within this time frame, you pay zero interest! This is the best option for homeowners that would have no problem paying off the full amount of the project in under two years. This grace period is what makes the Same-As-Cash loan one of the most popular loan types. Pay off your insulation project within a couple of years, using easy to manage payments, and you won’t spend a penny more than what the project costs.

Term Lengths: 3, 6, 12, and 18 Months

Traditional Installment Insulation Loans

You may not be comfortable with a two-year time limit. Making the same-as-cash loan not the best option for you. This doesn’t mean we can’t figure out a way to make this project fit into your budget. This is when we would suggest a traditional installment loan type. Just because it is traditional, though, doesn’t mean it will have a high-interest rate. We offer great reduced-interest loans that can empower you to fix up your home now and pay it off over the next 5-12 years.

Term Lengths: 5 – 12 Years

Get your new insulation

For the cost of a cup of coffee

Finance your new insulation for the cost of a cup of coffee a day!

All of this information on APR and term lengths is good, but you want to know what kind of payments you can expect. Below we provide some examples to illustrate what the impact on your budget could be. The average cost of a cup of coffee in America is $2.70, and we can get you financed at a cost less than that. Even for extra-large projects with multiple products!

Small Project


Project Cost


Term Length

5 Years

Daily Cost


Medium Project


Project Cost


Term Length

7 Years

Daily Cost


Large Project


Project Cost


Term Length

12 Years

Daily Cost


XL Project


Project Cost


Term Length

12 Years

Daily Cost


Can you pay for new insulation with a credit card?

If you’re not sure about taking out a loan for your home improvement project there are other options. You can also choose to use any credit cards you maintain to pay for your new insulation. Depending on your credit card company and the percentage rate on the card this could be a better option than the loans available. Pro Home Improvement accepts all major credit cards.

Talk to an insulation expert!

Pro Home Improvement is dedicated to making your home improvement project a reasonable expense. If this requires financing we can work with you to get the project funded and completed without a large hassle and without leaving you with a high monthly payment.

Want more info on insulation financing or need to schedule an estimate? Contact us today and one of our insulation experts will discuss your options and set up an appointment for us to visit with you at your home and provide a full estimate valid for one year! Call or text us today at (248) 556-5839 or visit our estimates page to fill out a contact form.