Can you finance new windows?
Yes! Window replacement is a cost-saving expense in the long term that will make your home safer and more energy-efficient. You can also count on replacement windows to raise the resale value and curb appeal! Often, the high price tag for new windows keeps homeowners from starting this kind of project. Thankfully, there are many financing options that can give you the new windows that you need now.
How much does it cost to replace windows in a house?
When it comes to the cost of new windows you need to look at more than the price of glass. You have to consider removing the old windows, clean up, how many stories the home is, and quality of materials used. For instance, a project using single-pane windows will cost less than one using triple-pane windows with premium frames. The average window project in Michigan is estimated to cost between $350 – $1900 per window. Generally, paying for the whole project with a check or cash is not an option for the average homeowner. Most choose to finance and take out a loan to pay for the project.
Replacement Window Financing 101
These days it is common practice for homeowners to finance their home improvement projects. It allows them to keep their home up to date, secure, and comfortable without breaking the bank. It may surprise you to learn that 80% of all projects that cost over $5,000 require financing. There is good news too! Financing for windows is available in many forms, meaning we can find an option that makes sense with your budget. At Pro, our goal is to make getting financed a seamless part of your window project.
How much does it cost to finance a window project?
Financing your window replacement project will allow you to break up the cost into more manageable pieces. Typically, a loan will add a percentage of the principal to the total owed over time. This percentage is called the annual percentage rate (APR). The cost added by the APR will be factored into your monthly payments. The amount your loan will increase because of APR depends on the type of loan you choose and the length of the term. For instance, if you select a same-as-cash loan, you will not pay any additional fees. If you go with a traditional loan you will pay more in interest the longer it takes you to pay the loan off. Let’s explore the options that Pro Home Improvement can offer its window customers.
Same-As-Cash Window Loans
The Same-As-Cash loan is one of the most popular loan types around. Pay off your window project within a couple of years, using easy to manage payments, and you won’t spend a penny more than what the project costs. How does that work? These loans come with a same-as-cash grace period. If you pay off the principle within this period, you will pay zero interest! This is a perfect fit for homeowners who can pay off the principle quickly they just can’t pay it off all at once.
Term Lengths: 3, 6, 12, and 18 Months
Traditional Installment Window Loans
If the same-as-cash option won’t work for you we can still get this project to fit into your budget. In this case, we suggest a more traditional loan type. Just because it is traditional, though, doesn’t mean it will have a high interest rate. We offer great reduced-interest loans that can empower you to fix up your home now and pay it off over the next 5-12 years.
Term Lengths: 5 – 12 Years
Finance your new windows for the cost of a cup of coffee a day!
I know all this information on term lengths and APR sounds nice, but you want to know what the actual payments might look like. Below you will find some examples to help you understand what the impact on your budget could be. The average cost of a cup of coffee in America is $2.70, and we can get you financed at a cost less than that. Even for large projects!
Term Length5 years
Term Length7 years
Term Length10 years
XL ProjectMultiple Products
Term Length12 years
Can you pay for new windows with a credit card?
Financing with a loan isn’t the only option for homeowners without the cash available to pay for the project outright. Another option is to use credit cards to pay for your new windows. Depending on your credit card company and the percentage rate on the card this could be a better option than the loans available. Pro Home Improvement accepts all major credit cards.
Talk to a windows expert!
Pro Home Improvement is dedicated to making your home improvement project a reasonable expense. If this requires financing we can work with you to get the project funded and completed without a large hassle and without leaving you with a high monthly payment.
Want more info on replacement window financing or need to schedule an estimate? Contact us today and one of our windows experts will discuss your options and set up an appointment for us to visit with you at your home and provide a full estimate valid for one year! Call or text us today at (248) 556-5839 or visit our estimates page to fill out a contact form.
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