All You Need To Know About Replacement Window Financing

After looking at options for repair or maintenance you’ve decided it is time to replace the windows on your home. This is when you may find yourself wondering, “how am I going to pay for it”? Pro knows what professionally installed windows can do for a home’s comfort and security. This is why we want you to know the options available when it comes to affording this project. We are confident that we can make your home maintenance dream a reality. When it comes to replacement window financing, you are sure to have many questions. Pro is here with the answers.

All You Need To Know About Replacement Window Financing

Can you finance new windows?

Yes! Window replacement is a cost-saving expense in the long term that will make your home safer and more energy-efficient. You can also count on replacement windows to raise the resale value and curb appeal! Often, the high price tag for new windows keeps homeowners from starting this kind of project. Thankfully, there are many financing options that can give you the new windows that you need now.

How much does it cost to replace windows in a house?

When it comes to the cost of new windows you need to look at more than the price of glass. You have to consider removing the old windows, clean up, how many stories the home is, and quality of materials used. For instance, a project using single-pane windows will cost less than one using triple-pane windows with premium frames. The average window project in Michigan is estimated to cost between $350 – $1900 per window. Generally, paying for the whole project with a check or cash is not an option for the average homeowner. Most choose to finance and take out a loan to pay for the project.

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Window Financing 101

Replacement Window Financing 101

These days it is common practice for homeowners to finance their home improvement projects. It allows them to keep their home up to date, secure, and comfortable without breaking the bank. It may surprise you to learn that 80% of all projects that cost over $5,000 require financing. There is good news too! Financing for windows is available in many forms, meaning we can find an option that makes sense with your budget. At Pro, our goal is to make getting financed a seamless part of your window project.

How much does it cost to finance a window project?

Financing your window replacement project will allow you to break up the cost into more manageable pieces. Typically, a loan will add a percentage of the principal to the total owed over time. This percentage is called the annual percentage rate (APR). The cost added by the APR will be factored into your monthly payments. The amount your loan will increase because of APR depends on the type of loan you choose and the length of the term. For instance, if you select a same-as-cash loan, you will not pay any additional fees. If you go with a traditional loan you will pay more in interest the longer it takes you to pay the loan off. Let’s explore the options that Pro Home Improvement can offer its window customers.

Same-As-Cash Window Loans

The Same-As-Cash loan is one of the most popular loan types around. Pay off your window project within a couple of years, using easy to manage payments, and you won’t spend a penny more than what the project costs. How does that work? These loans come with a same-as-cash grace period. If you pay off the principle within this period, you will pay zero interest! This is a perfect fit for homeowners who can pay off the principle quickly they just can’t pay it off all at once.

Term Lengths: 3, 6, 12, 18 and 24 Months

Traditional Installment Window Loans

If the same-as-cash option won’t work for you we can still get this project to fit into your budget. In this case, we suggest a more traditional loan type. Just because it is traditional, though, doesn’t mean it will have a high interest rate. We offer great reduced-interest loans that can empower you to fix up your home now and pay it off over the next 5-12 years.

Term Lengths: 5 – 12 Years

Get your new windows for the cost of a cup of coffee

Finance your new windows for the cost of a cup of coffee a day!

I know all this information on term lengths and APR sounds nice, but you want to know what the actual payments might look like. Below you will find some examples to help you understand what the impact on your budget could be. The average cost of a cup of coffee in America is $2.70, and we can get you financed at a cost less than that. Even for large projects!


Small ProjectWindows

Project cost$2,000

Term Length5 years

Daily cost$1.11

Medium ProjectWindows

Project cost$4,000

Term Length7 years

Daily cost$1.64

Large ProjectWindows

Project cost$6,000

Term Length10 years

Daily cost$1.73

XL ProjectMultiple Products

Project cost$18,000

Term Length12 years

Daily cost$4.31


Can you pay for new windows with a credit card?

Financing with a loan isn’t the only option for homeowners without the cash available to pay for the project outright. Another option is to use credit cards to pay for your new windows. Depending on your credit card company and the percentage rate on the card this could be a better option than the loans available. Pro Home Improvement accepts all major credit cards.

Talk to a windows expert!

Pro Home Improvement is dedicated to making your home improvement project a reasonable expense. If this requires financing we can work with you to get the project funded and completed without a large hassle and without leaving you with a high monthly payment.

Want more info on replacement window financing or need to schedule an estimate? Contact us today and one of our windows experts will discuss your options and set up an appointment for us to visit with you at your home and provide a full estimate valid for one year! Call or text us today at (248) 556-5839 or visit our estimates page to fill out a contact form.

What Our Window Customers Are Saying

  • They installed my windows and trimmed them beautifully,they also did my window seals as well excellent job couldn't be more pleases with my windows the difference is unbelievable triple pane window is worth every penny they were on time cleaned up behind themselves, very professional would highly recommend them to anyone. I give them a 10 on overall performance I'm going to have them do my gutters and siding next I'm so looking forward to end result of this project. Thanks you so much for a job well done.

    — Antoinette J in Detroit, MI

  • From the initial quote from Yvette, to the detailed measurements, through the expert installation, I am extremely satisfied with the professionalism and quality of work. The crew arrived when they said they would and after they left you would never know they were here, with the exception of the great windows!! I would highly recommend Pro to anyone looking for windows.

    — Rich W in Sterling Heights, MI